We represent many different insurance companies
                
                
                    As an independent insurance agency, we represent many different insurance companies which offer a
                    wide variety of coverage options and price points. With our connections and knowledge of the market,
                    we can often find a better value for your insurance dollar than you might find searching on your
                    own. We do the shopping. You do the saving. In the end you get the right blend of price, coverage,
                    and service.
                
                
                    Licensed insurance providers
                    
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                            Our licensed insurance advisors know insurance and can explain the complexities of
                            insurance in simple terms, helping you make smart decisions.
                        
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                            They assess each client's unique insurance needs and match them with the insurance
                            company best equipped to meet those needs at a price that fits the budget.
                        
 
                
                    Personal advisor and advocate
                    
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                            Our insurance agents become your personal advisor and advocate, taking the time to listen to
                            you and understand your individual needs.
                        
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                            They know it's not just about finding a price you can afford, it is also about making
                            certain you are appropriately covered so that you don't end up insurance-poor if you do
                            suffer a loss.
                        
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                            And, if you have a billing or claim concern, or need to change your coverage, they will
                            serve
                            as your advocate, working with the insurance company on your behalf.
                        
 
                
                    One-stop shopping
                    
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                            As an independent insurance agency, we can meet all of your insurance needs with the
                            companies we represent, providing personal, business and employee benefits solutions under
                            one roof.
                        
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                            The best insurance for one person may not be the best for another - because everyone's
                            situation is different. We are committed to help you find the BEST insurance for YOU.
                        
 
                
                    Your trusted advisor
                     
                    
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                            Our insurance agents don't end the relationship when you sign on the dotted line. They
                            periodically review your coverage to ensure you have the right protection in every phase of
                            your life or business.
                        
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                            They are there to help you through all the changes in your life, whether you're going from
                            renting an apartment to buying a home, starting a business, getting married, renovating your
                            home, adding a teen driver to your auto policy, or looking for ways to enhance your employee
                            benefits package.
                        
 
                 
                
                    
                    
                        Any business that we insure has what we like to call a Risk Profile. That profile is made up
                            of a mix of elements including things like loss ratio, severity of claims, frequency of
                            claims,safety management, improvement measures taken throughout the year, exposures and
                            emergency preparedness, to name a few. If you are able to show progressive increases to your
                            risk profile, your company will be looked on more favorably by insurance carriers, thereby
                            decreasing your overall insurance expense and leaving you with more profits at year end.