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About RWR Insurance

About RWR Insurance
RWR Insurance
We represent many different insurance companies
As an independent insurance agency, we represent many different insurance companies which offer a wide variety of coverage options and price points. With our connections and knowledge of the market, we can often find a better value for your insurance dollar than you might find searching on your own. We do the shopping. You do the saving. In the end you get the right blend of price, coverage, and service.
Licensed insurance providers
  • Our licensed insurance advisors know insurance and can explain the complexities of insurance in simple terms, helping you make smart decisions.
  • They assess each client's unique insurance needs and match them with the insurance company best equipped to meet those needs at a price that fits the budget.
Personal advisor and advocate
  • Our insurance agents become your personal advisor and advocate, taking the time to listen to you and understand your individual needs.
  • They know it's not just about finding a price you can afford, it is also about making certain you are appropriately covered so that you don't end up insurance-poor if you do suffer a loss.
  • And, if you have a billing or claim concern, or need to change your coverage, they will serve as your advocate, working with the insurance company on your behalf.
One-stop shopping
  • As an independent insurance agency, we can meet all of your insurance needs with the companies we represent, providing personal, business and employee benefits solutions under one roof.
  • The best insurance for one person may not be the best for another - because everyone's situation is different. We are committed to help you find the BEST insurance for YOU.
Your trusted advisor
Your trusted advisor
  • Our insurance agents don't end the relationship when you sign on the dotted line. They periodically review your coverage to ensure you have the right protection in every phase of your life or business.
  • They are there to help you through all the changes in your life, whether you're going from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy, or looking for ways to enhance your employee benefits package.
signing
Risk management

Any business that we insure has what we like to call a Risk Profile. That profile is made up of a mix of elements including things like loss ratio, severity of claims, frequency of claims,safety management, improvement measures taken throughout the year, exposures and emergency preparedness, to name a few. If you are able to show progressive increases to your risk profile, your company will be looked on more favorably by insurance carriers, thereby decreasing your overall insurance expense and leaving you with more profits at year end.

RWR Insurance is a full service insurance agency. Claims and Risk Management are two very large pieces to that statement. Poor handling of your claims can cause you to incur extra expenses. Part of our job as your provider is to not only see improvement in your Risk Profile, but also to find the right insurance carrier that matches with your business. That is why we have an in-house Claims and Risk Management Team dedicated to you as a RWR client.

The origin of reed, wertz, &
roadman (rwr)
1889
Jacob Reed began a small insurance agency. His agency remained in the Reed family and was handed down to his son and then to his grandson, William S. Reed.
1940s
Homer Wertz also saw the need to start his own agency. He and his sister, Mildred, built their agency and prospered for many years.
1968
Homer decided to retire and sold the Homer Wertz Agency to Donald Roadman.
1971
Donald purchased the William S. Reed Agency and merged them into the present-day RWR.
1993
Donald managed and expanded the agency until 1993 when his son, Todd Roadman, purchased the business from him.
1995
In 1995, the agency joined the Keystone Insurers Group which broadened the markets and services that we are proud to provide to you. Since that time, we have grown to specialize in transportation.
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Call 814-623-1111 to speak directly with an insurance team member.